We are happy to announce that Curran Cooney Penny Agency offers Private flood insurance, an alternative to the National Flood Insurance Program (NFIP). Private flood provides discounted premiums for those that qualify, and no elevation certificate is required. The average savings is 38% or greater. Dwelling coverage can be written up to $750,000 and additional living expenses, food spoilage and swimming pool clean-up coverage can be added. Deductibles range from $1,000 to $5,000. Policies can be written on 1-4 family primary and secondary homes. Private flood has been very popular, and we encourage anyone to call us at 516-484-5200 or email us at firstname.lastname@example.org to learn more and/or to get a quote.