Curran Cooney Penny Insurance

Insurance professionals at your service with over three decades of experience insuring your most important assets.

Experience the difference an independent agent makes today.

516-484-5200 | info@ccpinsurance.com

Curran Cooney Penney Insurance Agency

A real person answers the phone with real answers to your real questions.


Insurance professionals at your service with over 3 decades of experience insuring your most important assets. Experience the difference a personal agent makes today.

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Our Products

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Homeowners Insurance

Protect your most important asset with the right policy

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Auto Insurance

Cartoon mascots won’t save you money, but our personal insurance experts will.

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Business Insurance

Our commercial insurance experts help you pick the right policies for your company

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Property Insurance

Well-managed properties with favorable loss histories are eligible for excellent rates

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Group Medical Insurance

We’ll help you manage your costs and explain how health insurance laws affect you.

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Group Benefits

Save money on every kind of employee benefit with our group benefits specialists.
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Medicare

Learn more about the benefits of a Medicare Supplement plan

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Umbrella Insurance

A personal umbrella policy will provide excess liability coverage once your home and auto insurance limits are reached

Contact Info

Phone: 516-484-5200
Text: 516-387-5220
Fax: 516-484-2129

*We speak Spanish!*

Email: info@ccpinsurance.com

11 Powerhouse Rd.
Roslyn Heights, NY 11577

Send us a message!

Come Visit Us

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Michael and Patti Wittkowski

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Paul Carbone

Meet The Agency Principals

Our Team
We are a trusted family-owned agency, dedicated to serving our community. With over 30 years of experience in the competitive NY insurance market, we have earned a reputation for excellence and personalized service. Our team of experts is here to guide you through the complex world of insurance, ensuring you find the coverage that best suits your needs.
We Work For You

Why Choose An Independent Insurance Agent?

If you’ve never had an agent manage your insurance policies, you may be wondering why you need one.

Having an independent insurance agent like Curran Cooney Penny only benefits you, so you’ll miss out on a lot of great advantages by not having one.

Choice

With an independent agent, you have a choice of carriers to buy a policy from. A good agent will represent many of the best, most-financially secure insurance companies.

If you’re not happy with your policy or the renewal premium is too high, your agent can shop for the best policy in the market.

Savings

An independent agent represents a variety of carriers, so they can shop around for the best price on a policy.

A good agent knows which coverages you’ll need for your family or business so you don’t pay more than you have to

Service

Your agent knows your insurance needs inside and out. They can find you opportunities to save money and manage your risk better.

Best of all, when you need to make a claim, your agent is there to help you.

Custom

Your independent insurance agent works for you, not the insurance carrier.

Your insurance program is a blank slate, and your agent mixes and matches the policies to manage all your risks, from your home to your car, and your employees to your business.

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About Curran Cooney Penny

We are a family owned and operated agency with more than 30 years of experience in the NY insurance market.

Read more about our agency principals

FAQ

Frequently Asked Questions

What is the purpose of Umbrella Insurance?

An Umbrella policy provides $1,000,000 or more extra liability over existing policies such as home, auto, boat, and business policies.

An Umbrella provides coverage for injuries and property damage to others. Certain underlying coverage limits are needed to get an Umbrella.

Should I increase coverage limits on the theft of jewelry, watches and furs?

Homeowner Insurance policies only come with a very low coverage limit for theft of jewelry, watches, and furs. This limit can be increased, or you can schedule specific jewelry, art and collectibles for better protection.

What are the issues with insuring Kia and Hyundai Cars

Many insurance companies will not insure certain year and model of Kia and Hyundai because of the increase of theft losses for these vehicles.

These vehicles are not equipped with an engine immobilizer anti-theft device which make them easy to steal.

What is Replacement Cost on Contents coverage?

Replacement Cost on Contents provides replacement cost at today’s value without depreciation for wear and tear.

How can I lower my Auto Insurance?

The easiest way to reduce your auto premium is by taking a defensive driving course every 3 years. Paying in full or going on auto pay can also help. Good credit, having a clean driving record, low mileage, multi-policy, and continuous coverage can also help. The vehicle you drive and where you live plays a large role in the cost of your insurance.

What Is The importance of Life Insurance?

Life insurance provides loved ones financial security in the event of a death. It helps cover things like funeral, medical bills, debts, daily living expenses, mortgage and college payments. The best time to buy Life Insurance is while you are young and healthy. It’s important to buy it when you have a child and/or you purchase a home. There are different types of policies such as Term and Whole Life.

What do I do if I get into a car accident?

Stop and move to a safe location, as necessary. Call 911 if someone needs medical help. Take a picture of the other vehicle’s license plate and damage as well as the accident scene. Exchange insurance cards, driver’s licenses and phone #’s. Write down the name and phone # of any witnesses. Contact your insurance agent.

If someone else was driving my car and got into an accident, am I covered?

Yes, in New York, an auto policy follows the car, not the driver so as long as the driver has permission to drive the vehicle, you and the car are covered.

Water Back-up of Sewers & Drains Coverage

Water Back-up covers damage to your property caused by a clogged sewer line, failed sump pump and backed-up drains. This coverage needs to be added to your Homeowners policy by endorsement.

Water back-up coverage does not extend to surface water flooding your basement. For this, you would need a separate flood insurance policy.

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