We offer a full range of personal & commercial insurance products. As a full-service, independent agency, we can handle all of your policies.
You can call us for a quote at (516) 484-5200 (or fill out our quote request form). Ask us about doing a possible Change of Broker to our office on a policy you have insured elsewhere.
Personal Lines
Auto
Having the right coverage for your vehicle is important. Find out about your options and get a quote from our personal lines team.
Home
When’s the last time you reviewed your Homeowners policy? Do you know what coverages you have and what optional coverages you can purchase? We can tailor a policy to cover your needs. Find out how you can save.
Dwelling Fire
A Dwelling Fire Policy is specially used for a 1-4 family home that is rented to others. Sometimes it is used for an owner-occupied home such as a secondary home. The policy has more limited coverage than a Homeowner policy.
Flood
Did you know that surface flooding is not covered under your Homeowners and that a separate policy is needed? Depending on what Flood Zone your home is in determines how expensive the premium will be. Learn about the limitations of what is covered in a basement.
Umbrella
An Umbrella policy provides an extra layer of liability above your limits of liability on your home, auto, and other personal policies to protect your assets against liability claims. You would be surprised how affordable this added protection can be.
Condo / Co-op
Condo and co-op insurance covers the improvements and betterments (additions and alterations) made to your kitchen, bath and other interior finishes as well as your contents. It also protects you again liability in the event someone gets hurt or if you cause property damage to others (i.e. water leaks from your unit to the unit below yours).
Renters
If you rent, it’s well worth the money to have Renters (Tenants) insurance to cover you against liability and to cover your personal property. Your landlord’s policy will not cover your belongings, or you if you get sued. Renters insurance is very inexpensive.
Boat / Yacht
May you have a a personal watercraft, powerboat, sailboat, yacht, or cruiser, we can shop out the rate with many companies to find you the best policy to cover your needs.
Recreational / Pleasure Vehicle
Boats, RVs, ATVs—insuring any kind of recreation vehicle is a breeze when you have an independent agent on your side.
Valuable Articles Floater
A standard Homeowners policy has a very low coverage limit on theft of jewelry, watches, and Furs. To protect your jewelry, fine arts and other expensive possessions, you can buy a separate policy or add a rider to your homeowners’ policy.
Travel
We provide this link to assist clients with Travel insurance. We don’t actually write it, but, know how important it is to have. Get a quick quote online and enjoy your vacation.
Antique Car
If you own a classic car that is driven only on a limited basis, you may qualify for an antique vehicle policy to protect your showroom-worthy investment at a reduced cost compared to normal auto insurance.
Defensive Driving
A principal driver can reduce points and save nearly 10% on the vehicle he or she primarily drives for 3 years by taking a DMV-approved in-person or online defensive driving class. Here is a link for New York State approved online classes.
Commercial Lines
Business
Protect your company with the right policy, no matter what business you’re in. You can purchase coverage to protect almost every operation your business conducts.
Professional Liability
Don’t leave your practice unprotected. General liability insurance doesn’t cover everything. Learn what coverages you have and which you need by speaking to our commercial lines experts.
Group Medical
Medical insurance is more complicated than ever, but we help you navigate the market to choose the right kind of plan for your business. Learn all of your options and find the answers to your questions
Group Benefits
Benefits shouldn’t be a nightmare. Save money on every kind of employee benefit with our group benefits specialists.
Property
Insurance companies are always offering new products for property owners with well-maintained properties, so don’t miss the chance to manage your exposure and lower your costs.
Trade Credit Insurance
Credit is essential to any business. With Trade Credit Insurance, you can minimize risk from a customer’s insolvency, look more reliable to banks, and protect your business’ cash flow. Get a quote for your business today.
Commercial Auto
From single vehicles to fleets of trucks, our commercial line pros will find you the right policy at the best price.
Services for Diplomats
N.S. Gigourtakis & Co. offers unparalleled insurance services for diplomatic missions and international organizations operating in New York. Call us at (516) 621-8000 to learn more