EVERYONE! Just because you don’t live near the water does not mean you shouldn’t have flood insurance. In fact, everyone should have a flood policy in case mother nature decides to strike. What many don’t know is, home insurance typically does not cover natural disaster floods. Take Hurricane Sandy and Hurricane Irene as primary examples as to why flood insurance is necessary. Many homes and other valuables including cars were destroyed by these hurricanes. If damages to homes occurred without the proper flood policy, there is a chance your home would not receive the adequate reimbursement for damages. Those who do not live in high risk flood zones, are lucky because these policies are rather inexpensive and can really benefit you in the case of an emergency. Call us now to for a quote and to determine whether or not you live in a high risk flood zone.