Penny Insurance Blog

The value of working with a local, independent insurance agent

April 4, 2017 By RENAISSANCE ALLIANCE Check out this short video clip on the value of working with an independent insurance agent. We spied it on Twitter the other day, posted by one of our great insurance company partners, Safety Insurance. It talks about the value,...

Lightning Safety and Outdoor Sports Activities

Lightning Safety and Outdoor Sports Activities It’s a common situation — a thunderstorm is approaching or nearby. Are conditions outside safe, or is it time to head for safe place? Not wanting to appear overly cautious, many people wait far too long before reacting to...

Welcome to prime tax scam season!

When it comes to ID theft, you really can’t afford to relax – the criminals who are out to get you certainly aren’t slacking off: In 2014, there was a new identity fraud victim every two seconds. In the same year, $16 billion was stolen from 12.7 million U.S....

Drivers and Passengers Beware!

Drivers and Passengers Beware!

Drivers and Passengers Beware! While reviewing a Personal Auto Policy renewal for a client, I noticed that a new form had been added to the list of endorsements and forms. It was called “Ride Sharing Advisory Notice 1.” It immediately caught my attention and I had to...

Hurricane Sandy flood insurance claims reviewed

Please read the following urgent message(s)   FEMA is offering the opportunity to have Hurricane Sandy flood insurance claims reviewed. All questions and requests are being handled directly by the FEMA Sandy Claims Review Center. Please contact them by calling...

Getting the best value includes having an agent.

Another day, another auto insurance comparative rating website. Google Compare will be yet another way that folks have to more work for themselves without really knowing what they are buying and not buying the proper coverage. It’s only after this type of experience,...

DON’T BECOME A HOMELESS VICTIM due to a fire.

DON'T BECOME A HOMELESS VICTIM due to a fire. For $125 a year, you can protect yourself by simply buying a condo, co-op or renters policy. A basic policy would cover your contents up to $25,000 against fire, water, theft and more as well as pay you up to $12,500 for...

Travel Insurance Resolutions for 2015

Resolution 1: Make sure you qualify for pre-existing conditions coverage. The biggest “gotcha” is the exclusion for pre-existing conditions. Many plans offer a “waiver of pre-existing conditions” provided you buy the insurance early, within the required time period –...