Penny Insurance Blog
Do you have a will?
Did you know that if you die without a will, the state's statutory laws will apply and all your assets will be divided amongst your family members without any say from you? In addition, guardians will be appointed for your dependents and they probably will not be...
To Insure or Self-Insure, that is the question?
As an insurance professional for over 30 years, I have had countless conversations with clients. When it comes to insurance, you are either covered or not. You either decide to secure insurance or not. An insurance policy is a contract between you and the...
Celebrating UPC’s 20th Anniversary in Florida!
We had the exciting opportunity to visit Florida this past weekend and celebrate UPC's 20 Year Anniversary with them. We are grateful to be working with such a good company and look forward to work more with UPC in the future!
Being an independent agency means we offer a choice of companies and products. Let us help you today.
Is the Assigned Risk making a comeback?
Having been working in insurance for over 30 years, I can recall the days of using carbon paper and typewriters. Back when I started, rating auto policies was done manually, with limited rating factors. Nowadays, rates are done through the computer using algorithms...
Insurance for Jewelry: What You Should Know
Over the years, you may have accumulated some jewelry - from an engagement ring, expensive necklace to a finely crafted watch. You may also be looking into purchasing some new items of value. Either way, it's a good idea to schedule these items on your Homeowners...
Water Damage Prevention
An ounce of prevention can save you your deductible. Over the years I've heard various types of water damage claims that clients have experienced. Partly because of this, I'm taking matters into my own hands as it relates to trying to prevent water damage at our home...
Supplemental Spousal Liability Insurance
A car accident is typically exactly what it sounds like - an accident. The National Academy of Sciences published a study by TA Dingus et al. that found that distracted driving, which ranges from cell phone use to fatigue, has become one of the primary causes of...
Introducing Private Flood
We are happy to announce that Curran Cooney Penny Agency offers Private flood insurance, an alternative to the National Flood Insurance Program (NFIP). Private flood provides discounted premiums for those that qualify, and no elevation certificate is required. The...
The value of working with a local, independent insurance agent
April 4, 2017 By RENAISSANCE ALLIANCE Check out this short video clip on the value of working with an independent insurance agent. We spied it on Twitter the other day, posted by one of our great insurance company partners, Safety Insurance. It talks about the value,...