Resolution 1: Make sure you qualify for pre-existing conditions coverage. The biggest “gotcha” is the exclusion for pre-existing conditions. Many plans offer a “waiver of pre-existing conditions” provided you buy the insurance early, within the required time period –...
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Heavy Rains and Surface Water
Long Island is experiencing some of its heaviest rains in years if not ever. Many folks are undoubtably experiencing flooding in their basements or low parts of their home or business. Our claims rep has been fielding calls all morning, but in most cases,...
Are low costs always better?
A lot of people are enticed by seemingly much lower costs when they are comparing and shopping for insurance. But are the cheaper rates always better? Some carriers have to charge lower rates because they are in a market where they cannot compete with the more...
National Boating and Fishing Week
With today wrapping up National Boating and Fishing Week, it's a good time to make sure you have proper insurance for your boat, whether it is used for business or pleasure. Many companies offer boat insurance coverage that is similar to auto insurance coverage. These...