Force-placed homeowners (dwelling fire or flood) insurance also known as lender-placed insurance happens when your mortgage lender, bank or loan servicer obtains insurance on your home because your own policy has lapsed, been canceled, or is considered insufficient....
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Cybersecurity Awareness Month: Protect Your Digital Life with Personal Cyber Insurance
October is Cybersecurity Awareness Month, a reminder that while we lock our front doors and insure our cars, many of us leave our online lives wide open. From shopping and banking to smart home devices and social media, cybercriminals are finding new ways to attack...
Think Twice Before Filing a Claim Directly with Your Insurance Company: What You Need to Know
When disaster strikes, it’s natural to think your first step should be to file a claim with your insurance provider. After all, you pay for insurance to protect yourself from loss or damage. However, before you rush into filing a claim, it’s crucial to consider the...
Why Should I get a Standalone Jewelry Insurance Policy?
Is there a benefit of having a standalone jewelry policy versus putting your jewelry on your homeowner’s policy? There are reasons to believe that keeping your jewelry off your homeowner’s policy will be better for you in the long-run if this worse-case scenario were...