Penny Insurance Blog
Keep all of your insurance under one roof
You may have your homeowner's or auto insurance policy with us, but did you know we can manage all of your insurance policies? Simplify your life by keeping all of your insurance under one roof. Since we're an independent agency, we look out for your interests rather...
Adirondack announces Hurricane Deductible Buy-Back program
If you have a policy with Adirondack Insurance Company and own a property in a coastal area of New York, there's good news for you: Adirondack has announced a Hurricane Deductible Buy-Back program for new and current clients. Regardless of the mandatory percentage...
Flood Insurance considerations for New York Homeowners
Since there are still so many worthy concerns about Flood insurance, I thought I would mention that the U.S. Senate has been fighting to and will soon vote on legislation to put a delay on rate hikes in flood insurance premiums on primary residences until FEMA...
4 Reasons you need Travel Insurance for your next trip
Only one-third of Americans insure their vacation trips, and it's no surprise why that figure is so low. Some have never heard of travel insurance, some believe they already have adequate coverage, and others think it's an unnecessary expense. What is travel...
Do you really need an insurance agent?
If you've never had an insurance agent to manage your personal & commercial policies, you may be wondering why you would need one. An independent agency & brokerage (like us!) only benefits you, so don't miss out on the benefits of having one. What are the...
Keep yourself informed: hurricane & windstorm deductibles
Do you know what your home insurance hurricane deductible is? Most top insurance companies have mandatory hurricane deductibles, which are percentage or dollar deductibles higher than for other causes of loss. They are often calculated as a percentage of the dollar...
Save money on your auto policy with an online defensive driving course
If you're a driver in New York, you can save 10% on your auto insurance premium and remove violation points from your driving record by taking a defensive driving course. But like most drivers, you live a busy life and don't necessarily have the time to sit through a...
Why your business needs Cyber Liability coverage
Would you buy and live in a home without purchasing insurance? A home is often a family's biggest single asset, and it would be crazy to leave it unprotected. The same goes for any business that collects and stores information about its customers. Cyber liability is a...
Pictures are worth a thousand words
Pictures—worth a thousand dollars With the cost of materials and equipment constantly rising and falling, insureds hoping to have a claim for damaged property settled quickly and hassle-free should consider one word: photographs. Some say a picture is worth a thousand...
Get to know your Hurricane & Earthquake deductibles
Do you know what your deductibles are? The Eastern seaboard has seen some dramatic weather in the past few weeks, which makes knowing your homeowner's insurance policy coverage all the more important. There's nothing worse than enduring a rare weather event or natural...