Penny Insurance Blog
Shedding Light On Car Insurance Savings
It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, Curran Cooney Penny Agency can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some things you...
UTICA HAS IT!
Need great coverage for an affordable price? We are pleased to announce, Utica has it! Utica recently announced a decrease in their rate quotes, providing much more affordable insurance. Along with the decrease in rates, Utica has also announced its new campaign...
Benefits of the NY Defensive Driving Course
A New York DMV-approved Point and Insurance Reduction Program, more commonly referred to as defensive driving, is a popular credit which many don't take full advantage of. Not only does completing the defensive driving course reduce your record up to four violation...
Why should I elect to have roadside assistance?
When purchasing car insurance, there are so many different types of coverage available. For a low cost, all auto insurance companies offer road side assistance, which is very important to have. What will this cover? Why is it important? When you're driving, you don't...
Who should have flood insurance?
EVERYONE! Just because you don't live near the water does not mean you shouldn't have flood insurance. In fact, everyone should have a flood policy in case mother nature decides to strike. What many don't know is, home insurance typically does not cover natural...
Prices going up? Cars getting older? Where’s the logic in that?
Well it's true! Prices of insurance are going up quite rapidly and the cars are getting older, leaving many puzzled. So why? Well, the answer is simple, rate increases. This year, insurance companies have these large rate increases since the cost of repairs/coverage...
Let us meet your Health Needs
With the demand for health care in America, health insurance has become a requirement as opposed to a privilege. Obamacare has forced Americans to seek coverage in order to avoid fines causing many to panic. On an even worse note, at least 6 million Americans have now...
Harleysville Homeowners Rates decrease
With so many companies having rate increases, we are pleased to announce that Harleysville Insurance Company has reduced their Homeowners rates in New York. At the same time, Harleysville opened up their new, highly competitive Personal Auto rating plan in New York...
Insurance Agent Vs. Insurance Company
Having an agent is really like having a friend. You can call us anytime with questions (even the silly ones), you can ask us for advice, ask for assistance, and even better you get to know us as time goes on. Think about calling us directly and already knowing who to...
What makes up an auto rate?
If you haven't shopped for car insurance in a long time, you may find it interesting to see what insurance companies use in calculating an auto premium besides the obvious age, marital status and address, year and type of vehicle, usage, coverage limits and driving...