Penny Insurance Blog

Heavy Rains and Surface Water

  Long Island is experiencing some of its heaviest rains in years if not ever.  Many folks are undoubtably experiencing flooding in their basements or low parts of their home or business.  Our claims rep has been fielding calls all morning, but in most cases,...

Are low costs always better?

A lot of people are enticed by seemingly much lower costs when they are comparing and shopping for insurance. But are the cheaper rates always better? Some carriers have to charge lower rates because they are in a market where they cannot compete with the more...

National Boating and Fishing Week

With today wrapping up National Boating and Fishing Week, it's a good time to make sure you have proper insurance for your boat, whether it is used for business or pleasure. Many companies offer boat insurance coverage that is similar to auto insurance coverage. These...

Are you covered for summer fun?

With summer only a few weeks away, it's almost time for some fun in the sun! Whether you own a boat, have a couple of jet-skis ready to go, or even if you're a motorcycle enthusiast, you need to make sure you are covered properly! Each one of these vehicles have their...

Are you prepared for a hurricane?

Since June 1 is the beginning of hurricane season, next week is National Hurricane Preparedness Week. The purpose of this week is to educate people on how to properly prepare for a hurricane, whether it be for your home or for your business. There are many things you...

Truck Insurance Myths Debunked

Your truck is the backbone that keeps your business up and running. But when it comes to insuring your truck, it can be difficult to distinguish insurance facts from myths. And buying insurance without knowing the facts might cost you big bucks in damages or downtime....

Travel without worry!

With the Summer season approaching quickly, it's safe to assume many Americans are preparing themselves for a number of different vacations. When traveling, many don't even think or know travel insurance exists! Not only does it exist, but its also a vital component...

Low Cost Alternative Medicare with Plan F+

Many individuals seeking health care have heard of Plan F, a Medicare supplement. However, many have not heard of Plan F+. Plan F+ is a low cost alternative Medicare supplement which many don't know about because it is not offered by some providers. Plan F+ is...

Gearing up for Motorcycle Season

There’s nothing like cruising down the open road on your motorcycle – the wind in your hair and a few bugs in your teeth. Before you hit the highways and byways this season, make sure your insurance policy is up to speed so that you and your bike are protected. Here...

Be Safe, Be Smart On A Long-Distance Road Trip

Whether you’re traveling alone, with a buddy or with your spouse and a car full of kids, there are few things more “American” than the long-distance road trip. Countless vacation travelers will drive the highways looking for fun and making memories with every mile. If...