Penny Insurance Blog
NEW YORK POLICYHOLDER NOTICE
COVID-19 This notice is being provided in accordance with New York Department of Financial Services emergency regulation 11 NYCRR 229 in relation to the COVID-19 pandemic. A copy of the emergency regulation can be reviewed at the link below. The emergency regulation...
Traveling? Maybe Not ..
Cancel for Any Reason coverage will soon be available in New York State. If you are considering traveling and would like to have this coverage, it will be available once the carriers have updated their filings and policy forms. Please see attached article link from...
AETNA International Business
We are proud to be able to now offer the AETNA International Medical Insurance suite of products to all eligible clients. With over 37.9 million client members worldwide covering businesses and diplomats through their Consulates, Missions and Embassies, the AETNA’s...
Do you have a will?
Did you know that if you die without a will, the state's statutory laws will apply and all your assets will be divided amongst your family members without any say from you? In addition, guardians will be appointed for your dependents and they probably will not be...
To Insure or Self-Insure, that is the question?
As an insurance professional for over 30 years, I have had countless conversations with clients. When it comes to insurance, you are either covered or not. You either decide to secure insurance or not. An insurance policy is a contract between you and the...
Celebrating UPC’s 20th Anniversary in Florida!
We had the exciting opportunity to visit Florida this past weekend and celebrate UPC's 20 Year Anniversary with them. We are grateful to be working with such a good company and look forward to work more with UPC in the future!
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Is the Assigned Risk making a comeback?
Having been working in insurance for over 30 years, I can recall the days of using carbon paper and typewriters. Back when I started, rating auto policies was done manually, with limited rating factors. Nowadays, rates are done through the computer using algorithms...
Insurance for Jewelry: What You Should Know
Over the years, you may have accumulated some jewelry - from an engagement ring, expensive necklace to a finely crafted watch. You may also be looking into purchasing some new items of value. Either way, it's a good idea to schedule these items on your Homeowners...
Water Damage Prevention
An ounce of prevention can save you your deductible. Over the years I've heard various types of water damage claims that clients have experienced. Partly because of this, I'm taking matters into my own hands as it relates to trying to prevent water damage at our home...