Force-placed homeowners (dwelling fire or flood) insurance also known as lender-placed insurance happens when your mortgage lender, bank or loan servicer obtains insurance on your home because your own policy has lapsed, been canceled, or is considered insufficient....
Patti
Think Twice Before Filing a Claim Directly with Your Insurance Company: What You Need to Know
When disaster strikes, it’s natural to think your first step should be to file a claim with your insurance provider. After all, you pay for insurance to protect yourself from loss or damage. However, before you rush into filing a claim, it’s crucial to consider the...