Whole Life Insurance

What is a Whole Life insurance policy?

Whole Life insurance is a useful financial planning & protection tool that allows you to build a financial legacy for your family. Unlike Term Life insurance, Whole Life provides permanent protection and builds cash value that you can borrow against or use as investment capital.

Why choose a Whole Life insurance policy?

While Whole Life insurance policies are generally more expensive than Term Life policies, they provide many advantages. With a Whole Life policy, you have a constant premium that is fixed for life, you are eligible to earn dividends, and your policy accumulates cash value. Furthermore, a Whole Life policy is a useful financial planning tool.

How do you choose the right policy?

There’s no advantage in waiting to purchase adequate life insurance coverage. There is always a chance that your family’s financial responsibilities will fall upon one person, so it is important to be prepared.

Choosing the right kind of policy and coverage is not an easy task, which is why it is vital to have a qualified agent, like the ones at Curran Cooney Penny.

Find out why we were chosen as a “Best Practices” Agency by the IIABA

We know the market and we have the expertise to help you understand the different benefits of each policy. Plus, as a Trusted Choice, independent agency, we work for you and provide you with choices from many of the best carriers available in New York.

Call our office at (516) 484-5200 or use our online form to send us a message today.

Get a free quote by contacting us today