Mike’s Advice

Get to know your Hurricane & Earthquake deductibles

Do you know what your deductibles are? The Eastern seaboard has seen some dramatic weather in the past few weeks, which makes knowing your homeowner’s insurance policy coverage all the more important. There’s nothing worse than enduring a rare weather … Keep reading

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Do you really need an insurance agent?

If you’ve never had an insurance agent to manage your personal & commercial policies, you may be wondering why you would need one. An independent agency & brokerage (like us!) only benefits you, so don’t miss out on the benefits … Keep reading

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Save money on your auto policy with an online defensive driving course

If you’re a driver in New York, you can save 10% on your auto insurance premium and remove violation points from your driving record by taking a defensive driving course. But like most drivers, you live a busy life and … Keep reading

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Life Insurance: Should you choose Term or Whole Life?

If you’ve begun to think about your life insurance options, you probably already know about Term Life. For most people, Term Life insurance may seem like the best option, but it’s important to know about your other choices. Term Life … Keep reading

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Pictures are worth a thousand words

Pictures—worth a thousand dollars With the cost of materials and equipment constantly rising and falling, insureds hoping to have a claim for damaged property settled quickly and hassle-free should consider one word: photographs. Some say a picture is worth a … Keep reading

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